For United States
Track your money in the US — without a bank login
Upload the statement you already get and every USD transaction is sorted in seconds. No Plaid, no sync, no catch — the private way to see where your money actually goes.
Built for United States
Made for how money works in the US
Your currency
Every figure in $ (USD) — formatted the way you read money in the US.
Your banks
Reads standard statement exports from Chase, Bank of America, Wells Fargo and Capital One, and understands ACH, cards and Zelle.
No bank login
No Plaid. You upload the CSV or PDF you already download — your credentials never touch the app.
Occasions that matter
Plan spending around the holidays and Thanksgiving, not just a calendar month.
Upload, don't connect
Three moves, $ in control
Upload
Drop in the statement your bank in the US already gives you — CSV or PDF.
It sorts & asks
Your rules sort the routine rows; the AI asks about anything it can't place, never guesses.
See & chat
Ask in plain words and get answers from your real USD numbers.
See everything TrackYourPenny does
Statement import, rules you control, budgets, a month-end forecast and a chat assistant — all without a bank login.
Start seeing where your money goes
Free during the beta. No bank login, no card, no catch.