For India
Track your money in India — without a bank login
Upload the statement you already get and every INR transaction is sorted in seconds. No Account Aggregator, no sync, no catch — the private way to see where your money actually goes.
Built for India
Made for how money works in India
Your currency
Every figure in ₹ (INR) — formatted the way you read money in India.
Your banks
Reads standard statement exports from HDFC, ICICI, SBI, Axis and Kotak, and understands UPI, cards and bank transfers.
No bank login
No Account Aggregator. You upload the CSV or PDF you already download — your credentials never touch the app.
Occasions that matter
Plan spending around Diwali, weddings and festivals, not just a calendar month.
Upload, don't connect
Three moves, ₹ in control
Upload
Drop in the statement your bank in India already gives you — CSV or PDF.
It sorts & asks
Your rules sort the routine rows; the AI asks about anything it can't place, never guesses.
See & chat
Ask in plain words and get answers from your real INR numbers.
See everything TrackYourPenny does
Statement import, rules you control, budgets, a month-end forecast and a chat assistant — all without a bank login.
Start seeing where your money goes
Free during the beta. No bank login, no card, no catch.