For United Kingdom
Track your money in the UK — without a bank login
Upload the statement you already get and every GBP transaction is sorted in seconds. No Open Banking, no sync, no catch — the private way to see where your money actually goes.
Built for United Kingdom
Made for how money works in the UK
Your currency
Every figure in £ (GBP) — formatted the way you read money in the UK.
Your banks
Reads standard statement exports from Barclays, Lloyds, HSBC, Monzo and Starling, and understands Faster Payments, cards and direct debit.
No bank login
No Open Banking. You upload the CSV or PDF you already download — your credentials never touch the app.
Occasions that matter
Plan spending around Christmas and the holidays, not just a calendar month.
Upload, don't connect
Three moves, £ in control
Upload
Drop in the statement your bank in the UK already gives you — CSV or PDF.
It sorts & asks
Your rules sort the routine rows; the AI asks about anything it can't place, never guesses.
See & chat
Ask in plain words and get answers from your real GBP numbers.
See everything TrackYourPenny does
Statement import, rules you control, budgets, a month-end forecast and a chat assistant — all without a bank login.
Start seeing where your money goes
Free during the beta. No bank login, no card, no catch.